10 Best Health Insurance Policiess

Established in the country back in 1895, Sun Life has provided Filipinos with the opportunity to enjoy the humanitarian benefits of insurance. Aside from providing great health insurance coverage, their main goal is to ensure all their members stay fit and healthy by giving special access and privileges to premium workouts and wellness activities. 

Your loved ones' future is secured with a guaranteed life insurance protection equivalent to the plan's face amount until age 100. Also, enjoy a special paid-up bonus at the end of your premium paying period. This bonus can be withdrawn at any time or left with Sun Life to accumulate. 

Have control over your payment scheme by paying a fixed amount in 10,15 or up to 20 years on a semi-annual, quarterly, or monthly basis. You can also receive an advance of 5% of the face amount for 8 consecutive years when you turn 65 to have a steady income during your golden years.  

If you are looking for a health insurance policy that's easy to apply for and doesn't require long-term commitment, then Etiqa's MyLife+ plan is perfect for you! It is a health, life, and accident plan in one. The application and claiming process is made simple and can all be done online. 

Etiqa has an extensive network of doctors, clinics, and hospitals nationwide, so you are protected anytime and anywhere. For short trips outside the country, your insurance will also cover any necessary medical treatment for emergency situations. 

Upon hospital admission, your insurance will pay for the charges made by the hospital for your room and board, food, as well as general nursing services. In addition, Etiqa members are entitled to a Free Health Check 30 days after the end of the policy year.

Boost your current basic health insurance policy with AXA Health Max. This plan covers you against 56 major and 18 minor conditions until age 100. While at the peak of your career, begin paying for your monthly premium for 10 years, 20 years, or until age 65 to enjoy all the benefits. 

Critical illness plans such as Health Max give you a lump sum amount upon diagnosis of a covered condition or illness. This will perfectly complement your existing health insurance coverage, which can sometimes be limited to a certain amount. 

This payout can be used to pay for your treatment as well as recurring bills such as utilities, groceries, and other living expenses. Enjoy an advanced health fund and receive a portion of your sum insured starting at the age of 70, which you can use to finance your other needs. 

Maxicare protects you and your family with several plan types available. Choose between Platinum Plus, Platinum, Gold, or Silver with increasing maximum benefit limits. If you are a single principal enrollee, you can include both your parents as well as any siblings below the age of 21. For married principal enrollees, your spouse and children below 21 can enjoy the same benefits. 

Maxicare's coverage also includes preventive care such as passive and active vaccines for the treatment of tetanus and animal bites. Take advantage of the annual checkup privilege that covers five basic routines, history, and physical exam, CBC, Urinalysis, Fecalysis, and Chest X-rays to maintain overall wellness. 

Any chronic, progressive, and life-threatening conditions often require costly treatments and may entail life-long therapy. Maxicare will help you along the way by covering any expenses caused by the conditions. For overall coverage, avail of this healthcare plan!

It's never too early to start planning for your future! As of September 2019, young adults can now begin paying for their own health insurance policy premium starting at PHP 23,549 per year. 

This plan includes a special benefit made for young athletes of both contact and non-contact sports. Outpatients can enjoy an 80% benefit for consultation, prescribed medication, and other alternative treatments, including acupuncturists, herbalists, and bonesetters. 

For those who are into skincare, avail of this plan to take advantage of a 50% reimbursement on dermatologic procedures and medications. These include treatment for minor skin diseases, so you can be worry-free knowing that you'll be covered by this insurance.

Hardworking Filipinas can now enjoy the benefits of an insurance policy that covers health conditions mostly experienced by women. Also, enjoy a one-time cash payment to help manage the costs of diabetes treatment. This is applicable even if you are diagnosed before or after availing of the insurance policy. 

Cash payouts can also be availed after diagnosis of female-specific cancers which include, breast, ovarian, uterine, and cervical cancer. Other lifestyle acquired diseases, including heart attack and stroke, are also covered. 

SheCares will be with you well into your senior years with coverage until age 70. Even when you are no longer around, a payout equivalent to 5 times your amount paid in premiums will be given to your beneficiary so you can keep supporting your family financially. 

Even if you are working overseas, you can ensure that your family receives proper healthcare treatments. With MediCard's Kabayan Plan, you can enroll your whole family as well as the other dependents you want to sponsor. 

Additionally, you, as the sponsor, will receive a Balikbayan welcome kit when you visit the Philippines within the beneficiary's membership year. This plan includes coverage for hospitalization, outpatient, preventive, emergency, and dental care. 

Choose between three types of plans to cover pre-existing conditions. Save more money by enrolling family units of 2 and up. Beneficiaries can range from 30 days old to 70 years old so you can secure you and your family's future. 

Don't let your hard work go to waste! Protect yourself and your family by availing of this health insurance. Receive a one-time payment equivalent to 20% of your face amount when you are diagnosed with male-specific cancer. 

You will also receive annual cash support for 3 consecutive years to help cover your treatments and expenses. Even after you pass away, your family will receive a monthly income during the covered period so you can continue to support them financially. 

This plan also covers 35 major critical illnesses which will let you receive a 95% face amount payout. With this health insurance, you can safeguard you and your loved one's future.

Dengue infections are a very common condition in the country. With just a simple mosquito bite, you are at risk of dengue infection, which can lead to hospitalization, not to mention the costly hospital bill that you have to pay once you are diagnosed and treated for this illness.

With Pru Life UK's special dengue coverage, you are entitled to receive a lump sum benefit of PHP 10,000 upon diagnosis. Payment plans are made simple and affordable. Choose between PRUDengue Medcare or PRUDengue Medcare Pro and pay a one-time fee starting at PHP 200 for a 6-month coverage.

If you are an employer with at least 20 regular employees, you are eligible to apply for a corporate account from ValuCare. This is a great way to ensure that all your employees receive proper healthcare and are fully covered in case of emergencies. 

Optional benefits include dental treatments, chemotherapy, dialysis, and radiotherapy. ValuCare also covers any pre-existing conditions which are highly beneficial for you and your employees. With over 1,300 partner hospitals and a wide network of accredited physicians, you can secure you and your colleague's health.