10 Best Lotions With SPF in the Philippines 2025 | Buying Guide Reviewed By Dermatologist
The use of lotion is often perceived as part of a skincare regimen. However, it can also serve as skin medication since it can treat, heal, and improve skin conditions through beneficial elements which can help moisturize, soothe, and rejuvenate the skin. Today, lotions are upgraded with SPF content, protecting the skin against the sun's damaging UV rays.
Below we have a list that will guide you on the things you should consider before getting one—we even included comments and tips from dermatologist Dr. Maria Elinor Grace "Meg" Sison. We also curated our 10 best picks for a more convenient shopping experience.
Quick List - Top Lotions With SPF
Belo
Delivers Visible Skin Brightening with Nourishing Vitamins and Environmental Protection for Healthier Skin
Vaseline
Protects Skin from Top 5 Sources of Skin Damage Every Day
Luxe Organix
Brighten, Protect, and Renew — Unlock Your Youthful Glow
Dr. Sison is a board-certified dermatologist who practices in the Philippines and sees both medical and cosmetic dermatological cases on skin, hair, and nails.
Justine joined mybest in 2020. She gravitates toward writing all things food-related and how they connect people. Aside from writing, she’s made it a point to hunt for the perfect croissant and chocolate chip cookie.
The expert oversees the Buying Guide only, and does not determine the products and services featured.
Table of Contents
- Why You Can Trust Us
- 10 Best Lotions With SPF to Buy Online
- No. 1Belo | Intensive Whitening Body Lotion
- No. 2Vaseline | Vaseline SPF 50+ PA++++ Daily Protection & Brightening Serum Lotion
- No. 3SnailWhite | Body Booster
- No. 4Luxe Organix | Niacinamide + Tranexamic Acid Youthful Glow Whitening Serum Lotion
- No. 5Nivea | Sun Protect & Moisture Sunblock Lotion
- 5 more products
- Frequently Asked Questions Answered By Dr. Meg Sison
- Is Lotion With SPF as Good as Sunscreen?
- Should You Reapply Lotion With SPF More Often Than Regular Sunscreen?
- Can You Use Lotion With SPF at Night? Why or Why Not?
- More Products for Your Skincare Needs
- How We Chose and Ranked Our Product Recommendations
Why You Can Trust Us
Every mybest article is crafted with hours of in-depth research and interviews with experts. Each month, we are continually expanding our database of products based on our research. By emphasizing user insight and reliable information, we deliver trustworthy content to readers.
How to Choose a Lotion With SPF - Buying Guide
Here are some key points to consider:
- Consider your skin type.
- Moisturizing, skin brightening, anti-aging: look for ingredients that can address your skin concern.
- Go for at least SPF 30 in the formulation.
- Look for the broad-spectrum protection attribute.
For more detailed information, read through our buying guide below.
Consider Your Skin Type
Lotions are available in different variants that allow consumers to choose which one is the most suitable for their skin. Regardless of your skin type, there is always a lotion that will suit your needs.
A Thick and Creamy Formula With Moisturizing Ingredients Like Glycerin Suit Dry Skin
A regular lotion will generally provide additional moisture to the skin with its high water content. However, if you have a dry skin type, a must is to go for a lotion with moisturizing properties. Note that thick and creamy formulas with glycerin, hyaluronic acid, dimethicone, and other moisturizing ingredients are usually the type that does the work.
For those with dry skin, it is recommended to choose rich creams with more occlusives like petrolatum and mineral oil because these are able to prevent transepidermal water loss from the skin. Other ingredients to look for are ceramides, shea butter, squalane, glycerin, and hyaluronic acid.
Get Lightly-Formulated Lotions if You Have Normal Skin
If you have a normal skin type, you're in luck! Fortunately, you don't have a lot of things to consider when buying products. Although there are times that the skin could act up due to various factors such as hormones, environmental stressors, and others, it is still not as demanding as other skin types.
However, there is still a need to maintain the calmness of your skin, so it is better to opt for lightly-formulated lotions. They work best for normal skin because they provide an adequate amount of moisture, hydration, and protection. This is important because anything too concentrated might impair your skin’s balance.
For those with normal skin, choose lotions that are lightweight with more humectants such as glycerin and hyaluronic acid. You can also look for ingredients with soothing properties like niacinamide, chamomile, green tea, and colloidal oatmeal.
Opt for Fragrance-Free Formula for Your Sensitive Skin
It is known that fragrance-free products are always one step ahead when it comes to taking care of our skin. Fragrance-free lotions are made with hypoallergenic components that reduce the risk of getting allergic reactions.
Apart from the lotion’s sun protection due to SPF content, it can also heal, rejuvenate, and maintain good skin condition without using harsh ingredients. Fragrance-free lotions are suitable for all skin types; however, they're most recommended for sensitive skin.
Choose fragrance-free lotions with short ingredients list for those with sensitive skin. Avoid ingredients that can cause allergy or irritation such as sorbitan, methyisothiazolinone, essential oils, and ingredients that cause stinging such as benzoic acid, bronopol, witch hazel, to name a few. You can also look for ingredients with soothing properties like those mentioned previously.
Pick an Oil-Free Lotion Formula if You Have Oily or Acne-Prone Skin
If your skin is already oily, your ultimate goal is to reduce the amount of oiliness because it can clog the pores and result in an acne breakout. Choosing an oil-free lotion with SPF content is a salient matter. Sun exposure may cause your skin to dry; as a response, the sebaceous gland will excrete oil to lubricate the skin. However, things may get out of control that results in more oily skin.
This is where you will need an oil-free lotion. The lotion will serve as the hydrating and moisturizing component because your skin can be oily and dehydrated at the same time. On the other hand, the SPF content will protect your skin from the sun’s damaging rays, and the oil-free formula will reduce and balance the amount of oil on your skin.
Lightweight formulations are best for oily skin. Choose lotions with more humectants like glycerin and hyaluronic acid than occlusives to avoid the greasy feeling associated with thick creams.
Moisturizing, Skin Brightening, Anti-Aging: Look for Ingredients That Can Address Your Skin Concern
Considering what your lotion is made of is an essential factor. Looking into the ingredient list before buying the product will help you prevent potential allergic reactions by identifying possible allergens. Also, by simply checking the list, you will know what the product can offer.
If you want to hydrate and moisturize your skin, emollient ingredients such as glycerin, hyaluronic acid, and ceramides are just some components that should be on the list. To combat signs of aging, opt for products with collagen, glycolic acid, and vitamin C. While for skin whitening, kojic acid, arbutin, and glutathione are just some ingredients you should consider.
A good lotion should have the right mix of occlusives, emollients, and humectants. If you want to have lotions with anti-aging benefits, look for ingredients that stimulate collagen production such as retinoids, vitamin C, or peptides. If your goal is skin brightening, look for tyrosinase inhibitors in the ingredients such as kojic acid, arbutin, and vitamin C and ingredients that inhibit melanosome transfer such as niacinamide and soy.
Go for At Least SPF 30 in the Formulation
Most lotions available in the market do not have a high SPF amount since they focus more on moisturizing, hydrating, and rejuvenating properties. The SPF content is just an additional attribute that can protect your skin from the sun’s damaging rays while your skin is infused with the lotion’s beneficial effects.
Whether it has chemical sunscreen ingredients or mineral sunscreen ingredients like zinc oxide and titanium dioxide. It may seem like there’s a big difference between SPF 15 to SPF 100, but in reality, the amount of protection is not that far from each other.
The SPF 15 can block 93% of UVB rays, 30 for 97%, 50 for 98%, and 100 for 99% of sun protection. However, a lotion with SPF 30 is the minimum amount that dermatologists recommend.
Dermatologists recommend an SPF of at least 30 in lotions and sunscreens. If the SPF is less than this amount, a separate sunscreen is a must. Sunscreen should be worn every day regardless of the weather because UVA rays can penetrate clouds and window glass.
Look for the Broad-Spectrum Protection Attribute
While SPF content can protect you from the sun’s damaging rays, this protection might be limited to blocking either UVA or UVB rays. This is why, apart from the SPF content, you should also look for a "broad-spectrum label" on the product. This feature will guarantee protection from both UVA and UVB rays.
UVA protection is measured by PA or protection factor for UVA. This ranges from PA+ to PA++++. Other countries use Boot's star rating for UVA protection. The SPF in lotions should be at least 30. Sunscreens should be broad-spectrum to provide UVA and UVB protection.
The concentration of sunscreen specified for SPF testing (2 mg/cm²) is the equivalent of 1 oz (30 mL) of sunscreen to cover the entire body surface. Apply enough sunscreen to cover all exposed skin
10 Best Lotions With SPF to Buy Online
Products | Image | Click to purchase | Key features | Details | |||||
|---|---|---|---|---|---|---|---|---|---|
SPF Content | Net Weight | Broad-Spectrum | Key Ingredients | Best For | |||||
1 | Belo Intensive Whitening Body Lotion | | Delivers Visible Skin Brightening with Nourishing Vitamins and Environmental Protection for Healthier Skin | 30 | 200 mL | Ethylhexyl Methoxycinnamate, Niacinamide, Butyl Methoxydibenzoylmethane, kojic acid, tranexamic acid | Skin-lightening, hydrating, reducing inflammation | ||
2 | Vaseline Vaseline SPF 50+ PA++++ Daily Protection & Brightening Serum Lotion | | Protects Skin from Top 5 Sources of Skin Damage Every Day | 50 | 300 mL | Niacinamide, Vitamins C & E | Protection, anti-aging | ||
3 | SnailWhite Body Booster | | Perfectly Combined Skin Nourishment and Sun Defense | 30 | 350 mL | Snail Mucin, Astaxanthin, Ceramide, Niacinamide, Centella Asiatica | Moisturizing, protecting, brightening | ||
4 | Luxe Organix Niacinamide + Tranexamic Acid Youthful Glow Whitening Serum Lotion | | Brighten, Protect, and Renew — Unlock Your Youthful Glow | 50 | 200 mL | Niacinamide, tranexamic acid, allantoin, panthenol, Vitamin E | Moisturizing, skin-lightening, brightening | ||
5 | Nivea Sun Protect & Moisture Sunblock Lotion | | Protect Against Sun Damage With An Advanced Collagen-Infused Sunblock | 50 | 125 mL | Titanium dioxide, glycerin, panthenol, Vitamin E | Protection, anti-aging, rejuvenation | ||
6 | Grace and Glow Brightening Sun Body Serum SPF30 | | Sun-kissed Skin Starts with Protection | 30 | 100 mL | Arbutin and bearberry | Protection, anti-aging, targeting blemishes | ||
7 | GlutaMAX Instant White Matte Finish Body Cream | | Has a Matte Finish That Won’t Leave You Feeling Sticky | 50 | 75 mL | Superox-C, Titanium Dioxide, Vitamin B3 | Targeting blemishes, whitening, skin-brightening | ||
8 | Silka Premium Whitening Papaya Lotion | | A Budget-Friendly Lotion to Keep Your Skin Soft | 30 | 100 mL | Papaya enzyme and Vitamins E, B3 and B5 | Whitening, moisturizing, smoothening | ||
9 | Gluta-C Kojic Plus+ Whitening Lotion | | Protects Your Skin From Premature Aging | 30 | 150 mL | Glutathione, Vitamin C, Kojic Acid, and Azeloyl Diglycinate, enhanced with Arbutin and Niacinamide | Skin-lightening, anti-aging, moisturizing | ||
10 | Supergoop PLAY Everyday Lotion | | Water-Resistant SPF 50 With Skin-Nourishing Ingredients | 50 | 30 mL | Sunflower and rosemary extracts, Vitamin E | Protection, nourishing, anti-aging | ||
Delivers Visible Skin Brightening with Nourishing Vitamins and Environmental Protection for Healthier Skin
- Ensures concentrated and targeted delivery of active whitening ingredients, promoting noticeable skin lightening in as fast as seven days.
- Shields skin from harmful UVA and UVB rays, preventing further darkening and sun damage while supporting the whitening process.
- Moisturizes and nourishes the skin, enhancing softness and maintaining skin health during whitening treatment.
- Suitable for sensitive skin, minimizing the risk of irritation while delivering effective whitening and moisturizing benefits.
Reviews mention:
This lotion is often praised for delivering noticeable brightening effects in a short amount of time, with many reporting lighter skin and a reduction in dark spots within just a week of consistent use. Its sophisticated floral fragrance adds to the experience, offering a scent that feels both pleasant and refined. The texture absorbs easily into the skin, providing lasting moisture without any greasy residue making it a popular choice for daily use across different skin types.
| SPF Content | 30 |
|---|---|
| Net Weight | 200 mL |
| Broad-Spectrum | |
| Key Ingredients | Ethylhexyl Methoxycinnamate, Niacinamide, Butyl Methoxydibenzoylmethane, kojic acid, tranexamic acid |
| Best For | Skin-lightening, hydrating, reducing inflammation |
VaselineVaseline SPF 50+ PA++++ Daily Protection & Brightening Serum Lotion
Protects Skin from Top 5 Sources of Skin Damage Every Day
- Scientifically proven SPF50 protection.
- Non-sticky formula with fast absorption.
- Protects skin from the effect of pollution and dry air as well as ultraviolet rays
Reviews mention:
Reviews give positive feedback on its quick absorption, effective hydration, and strong sun protection, making it a reliable choice for daily use, especially for those frequently outdoors. Users frequently note it prevents sunburn well and appreciate its non-sticky texture and pleasant scent. Overall, it is regarded as a solid, gentle daily lotion that supports skin health with added vitamins but may not deliver dramatic brightening results\
| SPF Content | 50 |
|---|---|
| Net Weight | 300 mL |
| Broad-Spectrum | |
| Key Ingredients | Niacinamide, Vitamins C & E |
| Best For | Protection, anti-aging |
Perfectly Combined Skin Nourishment and Sun Defense
- Brightens skin, locks in moisture, and creates a healthy glow.
- Shields skin from harmful UVA, UVB, and blue light.
- Non-greasy formula that leaves no white cast.
Reviews mention:
Users appreciate its non-greasy formula that absorbs quickly, leaving no white cast. Many highlight the instant glowy finish, though those with very dry skin note it may work better when layered with a heavier moisturizer.
| SPF Content | 30 |
|---|---|
| Net Weight | 350 mL |
| Broad-Spectrum | |
| Key Ingredients | Snail Mucin, Astaxanthin, Ceramide, Niacinamide, Centella Asiatica |
| Best For | Moisturizing, protecting, brightening |
Luxe OrganixNiacinamide + Tranexamic Acid Youthful Glow Whitening Serum Lotion
Brighten, Protect, and Renew — Unlock Your Youthful Glow
Features and benefits:
- It helps to restore a naturally radiant complexion.
- Infused with niacinamide and tranexamic acid to help lighten the skin and target stubborn dark spots.
- It provides SPF 50+ PA++++ for sun protection.
- Formulated with ectoin to help improve skin elasticity and firmness.
- Added benefits from allantoin, panthenol, and vitamin E soothe, hydrate, and nourish the skin.
Reviews mention:
The serum is praised for its lightweight, non-sticky, and moisturizing formula while improving skin elasticity and hydration for a youthful glow. Users appreciate its pleasant scent, smooth finish, and effective brightening effects, and various skin concerns like hyperpigmentation and aging. However, some criticism points to its thicker consistency and dryness upon application,.
| SPF Content | 50 |
|---|---|
| Net Weight | 200 mL |
| Broad-Spectrum | |
| Key Ingredients | Niacinamide, tranexamic acid, allantoin, panthenol, Vitamin E |
| Best For | Moisturizing, skin-lightening, brightening |
Protect Against Sun Damage With An Advanced Collagen-Infused Sunblock
Features and benefits:
- It delivers robust protection against both UVA and UVB rays, keeping your skin safe whether you're spending time outdoors or just running errands.
- This sunblock stands out with its Advanced Collagen Protect technology, which not only shields your skin but also helps repair any sun damage.
- Its non-greasy, water-resistant formula provides long-lasting moisture and dries quickly, leaving you with a smooth, fresh feel—no sticky residue.
Reviews mention:
Reviews cite its affordable price, high UVA and UVB protection, and moisturizing effect, which helps keep the skin supple and reduces dryness. Users find its texture thick but comfortable, and it is absorbed well without leaving a white cast. However, a common concern is its strong fragrance. The chemicals are found strong for sensitive skin and some reviews mention issues like peeling upon reapplication on the face, making it best for body use only.
| SPF Content | 50 |
|---|---|
| Net Weight | 125 mL |
| Broad-Spectrum | |
| Key Ingredients | Titanium dioxide, glycerin, panthenol, Vitamin E |
| Best For | Protection, anti-aging, rejuvenation |
Grace and GlowBrightening Sun Body Serum SPF30
Sun-kissed Skin Starts with Protection
- Has a brightening effect on skin and prevents premature aging.
- Protects skin from the effects of the sun with broad spectrum SPF30.
- Maintains skin health and radiance.
Reviews mention:
Users generally praise the product for its lightweight, non-greasy texture and pleasant fragrance. Many highlight its effectiveness in brightening the skin and providing sun protection without leaving a white cast. Several reviewers mention noticeable improvements in skin smoothness and a more even complexion over time. However, a few users with sensitive skin reported mild irritation or no significant brightening effects.
| SPF Content | 30 |
|---|---|
| Net Weight | 100 mL |
| Broad-Spectrum | |
| Key Ingredients | Arbutin and bearberry |
| Best For | Protection, anti-aging, targeting blemishes |
Has a Matte Finish That Won’t Leave You Feeling Sticky
- With Nanowhite technology that makes skin whiter and more radiant
- Dries down to a matte finish with no sticky residue.
- Removes blemishes and acne scars with vitamin B3.
Reviews mention:
Many commend GlutaMAX Instant White Matte Finish Body Cream for its instant whitening effect, matte finish, and SPF 50 sun protection. However, some users find the whitening effect may only be temporary and the strong fragrance might be bothersome.
| SPF Content | 50 |
|---|---|
| Net Weight | 75 mL |
| Broad-Spectrum | |
| Key Ingredients | Superox-C, Titanium Dioxide, Vitamin B3 |
| Best For | Targeting blemishes, whitening, skin-brightening |
A Budget-Friendly Lotion to Keep Your Skin Soft
Features and benefits:
- The key ingredient is papaya extract, a powerhouse in many skin-brightening lotions.
- Formulated with milk and honey that will give you smoother and softer skin.
- Contains SPF30 to shield you from the sun's harmful rays.
Reviews mention:
The moisturizing, non-greasy formula is praised for its ability to help brighten skin gradually while still providing sun protection. Users appreciate its pleasant mild scent, smooth application, and noticeable skin glow after regular use, though whitening results tend to be subtle and require consistent application over weeks, especially for darker skin tones. The lotion is also valued for its affordability and accessibility, with no reported irritation even on sensitive skin.
| SPF Content | 30 |
|---|---|
| Net Weight | 100 mL |
| Broad-Spectrum | |
| Key Ingredients | Papaya enzyme and Vitamins E, B3 and B5 |
| Best For | Whitening, moisturizing, smoothening |
Protects Your Skin From Premature Aging
Features and benefits:
- Provides 4X intense whitening with its combination of glutathione, vitamin C, kojic acid and azelaoyl diglycinate.
- High in antioxidants, a crucial ingredient for good skin health.
- Non-greasy formula that moisturizes and smoothens skin while providing protection with high SPF.
Reviews mention:
Many report that it helps lighten dark spots and brighten skin with noticeable results in about a week. The lotion is praised for being non-greasy, quick-absorbing, and moisturizing while providing sun protection, making it suitable for all skin types and daily use. Some users appreciate its antioxidant benefits that help prevent premature aging and dullness, though detailed user reviews on e-commerce sites are limited.
| SPF Content | 30 |
|---|---|
| Net Weight | 150 mL |
| Broad-Spectrum | |
| Key Ingredients | Glutathione, Vitamin C, Kojic Acid, and Azeloyl Diglycinate, enhanced with Arbutin and Niacinamide |
| Best For | Skin-lightening, anti-aging, moisturizing |
Water-Resistant SPF 50 With Skin-Nourishing Ingredients
Features and benefits:
- Water- and sweat-resistant for up to 80 minutes, ideal for active use.
- Contains sunflower extract and vitamin E to help nourish and protect the skin.
- Lightweight, fast-absorbing, and non-greasy, safe for both face and body.
Reviews mention:
Many enjoy its pleasant scent and say it feels gentle on the skin. Some also mention its effectiveness for those with sensitive skin, including conditions like psoriasis or melanoma. It’s often recommended for daily use thanks to its light yet protective formula.
| SPF Content | 50 |
|---|---|
| Net Weight | 30 mL |
| Broad-Spectrum | |
| Key Ingredients | Sunflower and rosemary extracts, Vitamin E |
| Best For | Protection, nourishing, anti-aging |
Frequently Asked Questions Answered By Dr. Meg Sison
Below are some of the most asked questions on the web answered by Dr. Meg Sison.
Is Lotion With SPF as Good as Sunscreen?
You can use lotions with SPF as your sunscreen if the SPF is at least 30 on the label. Otherwise, a separate sunscreen should be used aside from the lotion with SPF to ensure adequate photoprotection.
Should You Reapply Lotion With SPF More Often Than Regular Sunscreen?
Just like sunscreens, lotions with SPF should be applied every 2 hours especially after sweating or swimming because, in reality, people do not apply the recommended amount of 2mg/cm². In addition, our skin is not flat and there are areas that we may have missed applying lotions with SPF. Reapplication of lotions with SPF will ensure that those missed areas will also be applied.
Can You Use Lotion With SPF at Night? Why or Why Not?
Lotions with SPF need not be used at night since there are no UV rays at nighttime. But if you prefer using them at night it is also fine as long as they moisturize your skin adequately. Always consult a board-certified dermatologist for guidance in your skincare regimen.
More Products for Your Skincare Needs
You will need more than just a lotion with SPF to achieve healthy and glowing skin. Fortunately, we got what you need, be it a cleanser, toner, and more. Check the links below to find the perfect product that can match your skincare needs.
10 Best Alcohol-Free Toners in the Philippines 2024 | Buying Guide Reviewed by Dermatologist
10 Best Foaming Cleansers in the Philippines 2024 | Buying Guide Reviewed by Dermatologist
10 Best Face Washes for Acne in the Philippines 2025 | Buying Guide Reviewed by Dermatologist
10 Best Non-Comedogenic Moisturizers in the Philippines 2024 | Buying Guide Reviewed by Dermatologist
How We Chose and Ranked Our Product Recommendations
Our buying guide was carefully researched and crafted by the mybest team of writers and editors, in collaboration with the expert featured in this article. We used the buying guide as a basis for choosing and ranking the product recommendations, and we looked at reviews and ratings from different E-commerce sites like Lazada, Shopee, and more.
Top 5 Lotions With SPF
No. 1: Belo ｜Intensive Whitening Body Lotion
No. 2: Vaseline｜Vaseline SPF 50+ PA++++ Daily Protection & Brightening Serum Lotion
No. 3: SnailWhite｜Body Booster
No. 4: Luxe Organix｜Niacinamide + Tranexamic Acid Youthful Glow Whitening Serum Lotion
No. 5: Nivea｜Sun Protect & Moisture Sunblock Lotion
View Full RankingThe descriptions of each product are referenced from content available on manufacturer, brand, and e-commerce sites.
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